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Dealership financing isn't always one of the first financing options you might think of when looking to get a car loan. However, it's the financing option that's beneficial for the largest group of people. Between how much time it saves and how it benefits people with lower credit scores, it's something you'll want to take a look into when you visit the Honda dealership to pick out your next car. more 4 Reasons to Finance Your 2025 Honda at Your Honda Dealership 1. It's One of the Most Convenient Financing Options Not all lenders allow you to apply for financing online, but we do. Once you've got that application filled out, you can sit back, relax, and wait for a reply. We send your application to multiple lenders, so that eliminates the shopping around aspect of trying to find a loan with great terms. If you're approved for a loan, then you can come by and pick out your next car, sign the paperwork, and drive home in your new Honda. The process takes almost no time at all. 2. It's an Option for People with Poor Credit Getting financing when you have poor credit can be tough, especially from a bank or credit union. However, we lend to people that banks and credit unions often refuse to lend to. You don't need a perfect credit score to get dealership financing, so we enable people to buy cars when they wouldn't have been able to otherwise. 3. It's Beneficial for People with Great Credit People with excellent credit scores can often qualify for great promotional financing offers. The national average interest rate for car loans varies over time, but in the third quarter of 2024, it was 6.61 percent for people buying a new car. By qualifying for certain promotions Honda runs, you can save a lot of money by getting a loan with a much lower interest rate. Some examples of interest rates you can get with these promotions include 1.9 percent and 2.49 percent. You can even get a loan with zero percent APR when buying some models. 4. It Eliminates the Need to Compromise Nobody should have to compromise and buy a car from a different automaker when they want a Honda. However, some buyers may have to do that. This is because some lenders ask you to buy a vehicle from a particular dealership within their network when they approve you for a car loan. If there's no Honda dealer in their network, then you won't be able to get a new 2025 Honda. That's never a problem when you go to the Honda dealer for financing. Come by Penske Honda Ontario in Riverside, CA for all your car financing needs. We have a wide selection of new and pre-owned vehicles for you to choose from.

Whether you've got your heart set on a sweet new Civic, CR-V, Passport, or Prologue, the age-old question will rear its head: should I buy, or should I lease? And while leasing may not be right for everyone, there are a number of benefits of choosing to lease rather than finance your new Honda. So here are just a few Honda leasing options that may make sense in your unique situation. more 1. Honda Leasing Options: Your Fast Track to the Cutting Edge The 2025 Honda lineup is an exceptional one, with SUVs like the CR-V, HR-V, and Passport ready to tackle any adventure and cars like the Civic and Accord perfect for big-city navigation. But the automotive world is in the middle of an electric revolution, and evolution isn't just around the corner. It's here, and it's constant. Choosing to lease your new Honda rather than purchase one lets you stay on the cutting edge. When your lease is up, you get to slide into the next generation of Honda innovation, something buyers can't do as easily. In addition to cutting-edge powertrains, any safety advancements are also easier to come by when leasing. 2. You Get Vehicles at Their Best Every new Honda on the lot is built to last, and will go home with its new family in pristine condition. But choosing to lease means never having to face the later years of a vehicle's life cycle, when miles and wear can turn into maintenance headaches. By leasing your 2025 Honda and trading up at the end of that lease, each generation of Honda you bring home can be factory-fresh and in the best condition of its lifecycle. 3. The Warranty Is on Your Side Honda is known for its excellent warranties, and every vehicle on the lot has excellent coverage. But the coverage periods do eventually end, and if something happens to core components like the engine, driveshaft, or transmission, that can translate into thousands of dollars in repairs. By leasing, you're almost certain to be into a new Honda before reaching either the mileage or month limit on its warranty, meaning you're always covered. 4. Depreciation? What Depreciation? When people choose to buy a car, the vehicle is at its maximum value the instant it drives off the lot. While Hondas hold their value extremely well due to their dependability and reliability, the value of a vehicle declines in the first few years of ownership. The choice to buy or lease is an individual one, and our team of experts are here to help pick the plan that's right for you. So meet with the finance team at Penske Honda Ontario in Ontario, CA, and let our team help you pick the perfect Honda for you and the perfect way to bring it home.